Cards / Compare

Chase Sapphire Reserve vs Citi Strata Elite

Side-by-side benefits comparison to help you decide which card delivers more value.

Chase Sapphire Reserve

Chase

Sapphire Reserve

Annual Fee$795
Total Value$2,370
Net Value+$1,575
Benefits11
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Citi Strata Elite

Citi

Strata Elite

Annual Fee$595
Total Value$700
Net Value+$105
Benefits3
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Quick Verdict

Better Net Value

Chase Sapphire Reserve(+$1,575/yr)

Lower Annual Fee

Citi Strata Elite($595/yr)

More Benefits

Chase Sapphire Reserve(11 credits)

Higher Total Value

Chase Sapphire Reserve($2,370/yr)

Benefits Breakdown

Chase Sapphire Reserve

DoorDash Restaurant

$5 monthly

$5

$60/yr

DoorDash Grocery

$10 monthly

$10

$120/yr

DoorDash Retail

$10 monthly

$10

$120/yr

Travel Credit

$300 annually

$300

The Edit Hotel Credit

$250 annually

$250

Chase Travel Hotel Credit

$250 annually

$250

Instacart Credit

$15 monthly

$15

$180/yr

Exclusive Tables

$150 semi-annually

$150

$300/yr

StubHub Credit

$150 semi-annually

$150

$300/yr

Lyft Credit

$10 monthly

$10

$120/yr

Peloton Credit

$10 monthly

$10

$120/yr

Citi Strata Elite

Hotel Credit

$300 annually

$300

Splurge Credit

$200 annually

$200

Blacklane Chauffeur Credit

$100 semi-annually

$100

$200/yr

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