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Amex Platinum vs Chase Sapphire Reserve

Side-by-side benefits comparison to help you decide which card delivers more value.

Amex Platinum

Amex

Platinum

Annual Fee$895
Total Value$2,964
Net Value+$2,069
Benefits11
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Chase Sapphire Reserve

Chase

Sapphire Reserve

Annual Fee$795
Total Value$2,370
Net Value+$1,575
Benefits11
View Full Details

Quick Verdict

Better Net Value

Amex Platinum(+$2,069/yr)

Lower Annual Fee

Chase Sapphire Reserve($795/yr)

More Benefits

Amex Platinum(11 credits)

Higher Total Value

Amex Platinum($2,964/yr)

Benefits Breakdown

Amex Platinum

Hotel Credit

$300 semi-annually

$300

$600/yr

lululemon Credit

$75 quarterly

$75

$300/yr

Resy Dining Credit

$100 quarterly

$100

$400/yr

Uber Cash

$15 monthly

$15

$200/yr

CLEAR Plus

$209 annually

$209

Saks Fifth Avenue Credit

$50 semi-annually

$50

$100/yr

Streaming Credit

$25 monthly

$25

$300/yr

Airline Fee Credit

$200 annually

$200

Walmart+ Credit

$12.95 monthly

$12.95

$155/yr

Equinox Credit

$300 annually

$300

Oura Ring Credit

$200 annually

$200

Chase Sapphire Reserve

DoorDash Restaurant

$5 monthly

$5

$60/yr

DoorDash Grocery

$10 monthly

$10

$120/yr

DoorDash Retail

$10 monthly

$10

$120/yr

Travel Credit

$300 annually

$300

The Edit Hotel Credit

$250 annually

$250

Chase Travel Hotel Credit

$250 annually

$250

Instacart Credit

$15 monthly

$15

$180/yr

Exclusive Tables

$150 semi-annually

$150

$300/yr

StubHub Credit

$150 semi-annually

$150

$300/yr

Lyft Credit

$10 monthly

$10

$120/yr

Peloton Credit

$10 monthly

$10

$120/yr

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