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Amex Gold vs Chase Sapphire Reserve

Side-by-side benefits comparison to help you decide which card delivers more value.

Amex Gold

Amex

Gold

Annual Fee$325
Total Value$424
Net Value+$99
Benefits4
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Chase Sapphire Reserve

Chase

Sapphire Reserve

Annual Fee$795
Total Value$2,370
Net Value+$1,575
Benefits11
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Quick Verdict

Better Net Value

Chase Sapphire Reserve(+$1,575/yr)

Lower Annual Fee

Amex Gold($325/yr)

More Benefits

Chase Sapphire Reserve(11 credits)

Higher Total Value

Chase Sapphire Reserve($2,370/yr)

Benefits Breakdown

Amex Gold

Uber Cash

$10 monthly

$10

$120/yr

Dining Credit

$10 monthly

$10

$120/yr

Dunkin' Credit

$7 monthly

$7

$84/yr

Resy Credit

$50 semi-annually

$50

$100/yr

Chase Sapphire Reserve

DoorDash Restaurant

$5 monthly

$5

$60/yr

DoorDash Grocery

$10 monthly

$10

$120/yr

DoorDash Retail

$10 monthly

$10

$120/yr

Travel Credit

$300 annually

$300

The Edit Hotel Credit

$250 annually

$250

Chase Travel Hotel Credit

$250 annually

$250

Instacart Credit

$15 monthly

$15

$180/yr

Exclusive Tables

$150 semi-annually

$150

$300/yr

StubHub Credit

$150 semi-annually

$150

$300/yr

Lyft Credit

$10 monthly

$10

$120/yr

Peloton Credit

$10 monthly

$10

$120/yr

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