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Amex Gold vs Chase Sapphire Preferred

Side-by-side benefits comparison to help you decide which card delivers more value.

Amex Gold

Amex

Gold

Annual Fee$325
Total Value$424
Net Value+$99
Benefits4
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Chase Sapphire Preferred

Chase

Sapphire Preferred

Annual Fee$95
Total Value$170
Net Value+$75
Benefits2
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Quick Verdict

Better Net Value

Amex Gold(+$99/yr)

Lower Annual Fee

Chase Sapphire Preferred($95/yr)

More Benefits

Amex Gold(4 credits)

Higher Total Value

Amex Gold($424/yr)

Benefits Breakdown

Amex Gold

Uber Cash

$10 monthly

$10

$120/yr

Dining Credit

$10 monthly

$10

$120/yr

Dunkin' Credit

$7 monthly

$7

$84/yr

Resy Credit

$50 semi-annually

$50

$100/yr

Chase Sapphire Preferred

Hotel Credit

$50 annually

$50

DoorDash Credit

$10 monthly

$10

$120/yr

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